2026 Ontario tax calculator
Adjust income, RRSP, and FHSA to see how deductions change taxable income and net pay.
Explore bracket-level tax, payroll, and credit adjustments in one view.
Region summary
- Bracket count
- 5
- Rate range
- 5.05%-13.16%
- Basic personal amount
- $12,989
Ontario has a surtax with 2 brackets. It starts after $98,600 income (provincial tax payable exceeds $7,446).
Ontario has a health premium with 5 brackets starting at $20,000 income and a max premium of $900.
At $80,000 employment income (no deductions), estimated total tax is $19,697.
Take-home pay is $60,303 (avg rate 24.62%).
At the same income in 2025, take-home pay is $60,048.
The same income brings 0.3% · +$255 more this year.
Changes from 2025
In 2026, Ontario updates include Bracket thresholds (up 1.9%); CPP max earnings $74,600 (up 4.6%, +$3,300). Federal Bracket thresholds (up 2.0%).
RRSP limit
$33,810
▲4.1%
+$1,320
Bracket Thresholds
2 brackets
▲1.9%
surtax thresholds
2 brackets
▲1.9%
basic personal amount
$12,989
▲1.9%
+$242
Full history in the bracket change log.
Tax year2026
Income$80,000
