2025 Ontario tax calculator
Adjust income, RRSP, and FHSA to see how deductions change taxable income and net pay.
Explore bracket-level tax, payroll, and credit adjustments in one view.
Region summary
- Bracket count
- 5
- Rate range
- 5.05%-13.16%
- Basic personal amount
- $12,747
Ontario has a surtax with 2 brackets. It starts after $96,700 income (provincial tax payable exceeds $7,307).
Ontario has a health premium with 5 brackets starting at $20,000 income and a max premium of $900.
At $80,000 employment income (no deductions), estimated total tax is $19,952.
Take-home pay is $60,048 (avg rate 24.94%).
At the same income in 2024, take-home pay is $59,908.
The same income brings 0.2% · +$140 more this year.
Changes from 2024
In 2025, Ontario updates include Bracket thresholds (up 2.8%); CPP max earnings $71,300 (up 4.1%, +$2,800). Federal Bracket thresholds (up 2.7%).
RRSP limit
$32,490
▲2.9%
+$930
Bracket Thresholds
2 brackets
▲2.8%
surtax thresholds
2 brackets
▲2.8%
basic personal amount
$12,747
▲2.8%
+$348
Full history in the bracket change log.
Tax year2025
Income$80,000
