2023 Ontario tax calculator
Adjust income, RRSP, and FHSA to see how deductions change taxable income and net pay.
Explore bracket-level tax, payroll, and credit adjustments in one view.
Region summary
- Bracket count
- 5
- Rate range
- 5.05%-13.16%
- Basic personal amount
- $11,865
Ontario has a surtax with 2 brackets. It starts after $89,600 income (provincial tax payable exceeds $6,802).
Ontario has a health premium with 5 brackets starting at $20,000 income and a max premium of $900.
At $80,000 employment income (no deductions), estimated total tax is $20,205.
Take-home pay is $59,795 (avg rate 25.26%).
At the same income in 2022, take-home pay is $59,631.
The same income brings 0.2% · +$164 more this year.
Changes from 2022
In 2023, Ontario updates include introduced FHSA annual max at $8,000; Bracket thresholds (up 6.5%). Federal Bracket thresholds (up 6.3%).
FHSA annual max
$8,000
NEW
RRSP limit
$30,780
▲5.4%
+$1,570
Bracket Thresholds
2 brackets
▲6.5%
surtax thresholds
2 brackets
▲6.5%
basic personal amount
$11,865
▲6.5%
+$724
Full history in the bracket change log.
Tax year2023
Income$80,000
